A marketplace that gets out of the way.

European money laundering rules require it, so before a buyer can contact any seller they complete a one-time identity and source of funds check. It takes about five minutes and never has to be repeated. This is a legal step, not a judgement on the buyer.

• —Contact requests need a completed profile, stated preferences and a completed financial check
• —Every contact request is recorded in a tamper-evident compliance log (Wwft)
• —Sellers see the buyer’s own details and self-declared readiness, never the underlying documents

Sellers set up an account, complete a one-time company identity check for the same legal reasons, then publish their listings directly. Onora does not pick winners: reputation does. The best reviewed sellers rank higher, and buyers choose who to contact.

• —A complete company profile and an active plan are required before a listing can be submitted
• —Sellers with strong buyer reviews and Google ratings rank higher across the marketplace
• —Listings created through the API are marked “Listed via API” and follow the same publishing rules

Listings publish gross yield, monthly cashflow and cap rate, and every figure tells you where it came from. Sellers choose one of three publishing modes, and the label travels with the number everywhere it appears.

• —ACTUAL, seller reported figures, marked as such on the card and the detail page
• —PROJECTED, computed from expected rent and occupancy; the assumptions are published with the figures, plus “not verified by Onora”
• —ON REQUEST, no figures published; the seller shares them directly after contact
• —Onora never verifies or endorses financial figures, buyers do their own due diligence

Before a listing goes live it passes automated guards and an Onora Score threshold, so buyers see complete, well presented listings.

• —Geo check, the address must resolve inside the stated country
• —Duplicate detection, a 50 metre radius check against existing listings
• —Sanity checks on price and yield against market medians, flagged for a closer look
• —Sellers confirm data accuracy and their right to list, both are hard requirements