Disclaimer

ARTICLE 2

Seller-provided figures

All listing information — including prices, gross or net yields, monthly cashflow, cap rates, occupancy, costs, rental status and delivery dates — is provided by the seller or their representative. Onora does not independently verify, endorse or guarantee any of these figures. Every numeric figure is attributed to the party that supplied it.

Figures are published in one of three clearly-labelled modes:

• —ACTUAL — figures reported by the seller as current;
• —PROJECTED — estimates computed from assumptions stated by the seller (such as expected rent and occupancy); the assumptions are published with the figures. Projections are inherently uncertain and actual results will differ;
• —ON REQUEST — no figures are published; the seller shares them directly.

Past performance and projections are no guarantee of future results. A seller completes a one time company identity check at onboarding, which is not a verification of the figures and not an endorsement of any listing.

ARTICLE 3

Calculators, NOVA and other tools

The returns calculator computes scenarios exclusively from numbers you enter; its output is your scenario, not an Onora estimate. The NOVA assistant gathers your preferences and ranks listings against them; it does not give advice, does not verify figures, and may be inaccurate. Saved-search alerts and matching are recommendations by relevance only.

ARTICLE 4

Due diligence is the buyer's responsibility

All due diligence, valuation, financing, structuring and purchase decisions remain the sole responsibility of the buyer. Every buyer must conduct their own independent investigation — legal, technical, fiscal and financial — and engage their own qualified advisers in the relevant jurisdiction before entering into any transaction. Foreign real estate involves additional risks, including currency, legal-system, tax and liquidity differences.

ARTICLE 5

No part in transactions

Onora is not a party to any negotiation, agreement or transaction that may arise between a buyer and a seller or agent, holds no client funds, and performs no escrow or settlement function. Agreements concluded after contact through the platform are exclusively between the parties involved.

ARTICLE 6

Accuracy and availability of the platform

We take care in operating the platform, but we do not warrant that content is accurate, complete or current, or that the platform is uninterrupted or error-free. Listings can be changed, paused or removed at any time. Obvious errors (kennelijke vergissingen) do not bind Onora or sellers.

ARTICLE 7

Third-party content and links

The platform may contain content from, and links to, third parties — including independent agents, map providers and external websites. Onora does not control and is not responsible for third-party content, services or privacy practices.

ARTICLE 8

No liability for financial loss

To the maximum extent permitted by Dutch law, Onora accepts no liability for financial losses, errors, omissions or inaccuracies arising from information published on, or contact made through, the platform. The liability arrangement in the Terms of Service applies in full. Nothing in this disclaimer limits liability that cannot be excluded under mandatory Dutch law.

ARTICLE 9

Governing law

This disclaimer and any dispute arising from the use of the platform are governed by Dutch law. Disputes are submitted to the competent court of the District Court of Rotterdam (Rechtbank Rotterdam), unless mandatory law provides otherwise.